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Louisa Ward and Robyn Viktor
888-899-0496




 
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Louisa Ward & Robyn Viktor CRS & GRI

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(480) 346-5327
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(480) 355-3072
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(888) 899-0496

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RE/MAX Excalibur Realty
8510 E. Shea Blvd
Suite 100
Scottsdale, AZ 85260


 

Robyn and Louisa's Blog

Robyn and Louisa's Blog

Tuesday Mar 09, 2010

Client Appreciation Night! This Thursday at Golfsmith!

Client Appreciation Night

We are participating in a Realtor/Client Appreciation Night at Golfsmith this Thursday March, 11th from 5:30pm to 7:30pm.
 
This event will be held at the Scottsdale location @
 
Click on the flyer for more details.
 
There will be contests, prizes, and it will be catered by Mortons Steakhouse!  Best of all... It is FREE!
 
Louisa will be attending and we would love to see all of our clients make it out as well.
 
Please let us know if you plan to attend.

Thursday Mar 04, 2010

Cleaning For A Reason

Free Housecleaning for Cancer Patients
If you know any woman currently undergoing Chemo, please pass the word to
her that there is a cleaning service that provides FREE housecleaning - 1
time per month for 4 months while she is in treatment.
 
All she has to do is sign up and have her doctor fax a note confirming the
treatment.  Cleaning for a Reason will have a participating maid service in
her zip code area arrange for the service.

More info available at www.CleaningForaReason.org

Friday Feb 19, 2010

The National Do Not Call Registry

National Do Not Call Registry
The National Do Not Call Registry gives you a choice about whether to receive telemarketing calls at home. Most telemarketers should not call your number once it has been on the registry for 31 days. If they do, you can file a complaint at this Website. You can register your home or mobile phone for free.
 
Just go to https://www.donotcall.gov to Register your Phone Numbers

Thursday Jan 28, 2010

Search the MLS with ListingBook.com

ListingBook.com 

 
If you're thinking about buying or selling Real Estate you can set up an account with ListingBook.com that will allow you to browse through all of the properties in the Multiple Listing Service (MLS) anytime you want. The problem with searching through other real estate websites is that most of the listings are outdated. This website updates listings from MLS every 30 minutes.

Follow the link below to set up your ListingBook account.  With your Listingbook account you can view up-to-the-minute area sales information including Days on Market, List Price, Price Changes, and Sold Price, if available. With Listingbook, you Know It All!

Your account is free and loaded with powerful tools you will not find on any other website. It is extremely easy to use. With listing Book you can easily:
  • Find any home in the Multiple Listing Service- Just like We do!
  • Make an informed decision and find your dream home quickly
  • Receive automatic notification of price reductions and new listings that match your search criteria.
To Link with Robyn's Listing Book Account fill out the  
 "Search Like An Agent" Form At:
www.RViktor.ListingBook.com
 
 
To Link with Louisa's Listing Book Account fill out the
 "Search Like An Agent" Form At:
www.LWard.ListingBook.com

Friday Nov 13, 2009

Home Buyer Tax Credit Extended and Improved

New legislation, the Worker, Homeownership and Business Assistance Act of 2009, which was signed into law on Nov. 6, 2009, extends and expands the first-time homebuyer credit allowed by previous Acts. The new law:

  • Extends deadlines for purchasing and closing on a home.
  • Authorizes the credit for long-time homeowners buying a replacement principal residence.
  • Raises the income limitations for homeowners claiming the credit.  

Under the new law, an eligible taxpayer must buy, or enter into a binding contract to buy, a principal residence on or before April 30, 2010 and close on the home by June 30, 2010. For qualifying purchases in 2010, taxpayers have the option of claiming the credit on either their 2009 or 2010 return.  

For the first time, long-time homeowners who buy a replacement principal residence may also claim a homebuyer credit of up to $6,500 (up to $3,250 for a married individual filing separately). They must have lived  in the same principal residence for any five-consecutive year period during the eight-year period that ended on the date the replacement home is purchased.

People with higher incomes can now qualify for the credit. The new law raises the income limits for homes purchased after Nov. 6, 2009. The credit phases out for individual taxpayers with modified adjusted gross income (MAGI) between $125,000 and $145,000 or between $225,000 and $245,000 for joint filers. The existing MAGI phase-outs of $75,000 to $95,000 or $150,000 to $170,000 for joint filers still apply to purchases on or before Nov. 6, 2009.

General Information

Homebuyers who purchased a home in 2008, 2009 or 2010 may be able to take advantage of the first-time homebuyer credit. The credit:

  • Applies only to homes used as a taxpayer's principal residence.
  • Reduces a taxpayer's tax bill or increases his or her refund, dollar for dollar.
  • Is fully refundable, meaning the credit will be paid out to eligible taxpayers, even if they owe no tax or the credit is more than the tax owed.

Click Here for Answers to Frequently Asked Questions

Thursday Sep 10, 2009

Tax Forms Needed to File For the $8000 First Time Home Buyer Tax Credit

The 1st form you need is the "First Time Home Buyer Tax Credit Form" (Form 5405): 

http://www.irs.gov/pub/irs-pdf/f5405.pdf

The 2nd form you'll need to Amend your 2008 Taxes: 

http://www.irs.gov/pub/irs-pdf/f1040x.pdf

Here are instructions to help you fill out the amendment form (above):

http://www.irs.gov/pub/irs-pdf/i1040x.pdf

Wednesday Sep 09, 2009

Act protects renters amid foreclosures

Act protects renters amid foreclosures

Renters living in foreclosed homes have been thrown a lifeline.

In the past, a few days after a foreclosed home was sold in a trustee sale, renters heard a knock on the door. They had to go. Never mind the fact that they still had plenty of time left on their lease. That contract was wiped out by the foreclosure. The bank which likely took over the home wasn't interested in being a landlord.

All that changed on May 20, when Congress passed the Protecting Tenants at Foreclosure Act.

It says renters must now be given at least 90 days before they have to go. And they might be able to stay longer. If the new owner is an investor, the terms of the lease still hold. The renter doesn't have to leave until the lease runs out, and the payment has to stay the same. If there is no lease, the 90-day rule still applies.

Now there are some rules. The renter can't be the person who lost the home in foreclosure, or their family. The lease needed to be an arms-length transaction, meaning it can't be rented to a friend at the last minute. And the rent has to be "not substantially less" than fair market.

It could complicate life for some banks, and even for people who want to buy foreclosed homes. But it brings a little fairness back to a system that often tossed innocent

Monday Aug 31, 2009

$8K First Time Home Buyer Tax Credit Deadline Approaching

 $8K First Time Home Buyer Tax Credit
 
Who Qualifies for the Tax Credit?
 
-Never owned a home
-Have not owned a home within the last 3 years--determined by HUD 1 date when previous home was sold
-You must Close on the house between January 1 and November 30, 2009
 
Types of Properties
 
-Primary Residence - Single family, 2-4 units (must occupy one unit) town homes, condos, manufactured homes, mobile homes and houseboats.
-New Construction - "Purchase Date" is the date the owner occupies the home (between Jan 1 and Nov. 30, 2009) Note: They could have owned land and are in the process of building.
 
Income Limits
 
$75,000 Single Person (Partial Credit up to $95,000)
$150,000 Married Couple (Partial Credit up to $170,000)
Based on Adjusted Gross Income (AGI) line on IRS Form 1040, 1040A or 1040EZ
 
Amount of Credit
 
-10% of Sales price
-Up to Maximum of $8000
-Partial Tax Credit if income exceeds $75,000 or $150,000
 
Repayment Tax Credit
 
-If sold within 3 years, the entire tax credit needs to be repaid!  After 3 years, no repayment is due. 
_____________________________________________________________

If you have already Purchased a home in 2009 and have yet not filed for your $8000 Tax Credit, we have the forms you need to get your credit. We have the forms you need to amend your 2008 Taxes and get your money this year.  

 

Call us if you need these forms!

Monday Aug 24, 2009

Property Tax Reduction Scam

Better Business Bureau (BBB) is warning Arizona residents to beware of misleading letters from an alleged Phoenix-based company called Property Tax Review Board (PTRB) that claims, for a fee of $189, that they can help homeowners reduce their property tax bills for the 2009 tax year.

 

“These letters are designed to look as if they are coming from a government agency, but are nothing more than an attempt at charging Arizona residents for something they can easily do on their own for free,” Matthew Fehling, BBB President/CEO said.

 

The letters state that due to the drop in property values, residents need to file again for a reassessment of their 2009 property taxes. However, according to the Maricopa County Assessor’s Office the deadline to file for an administrative review for a possible reduction for the 2009 tax year expired in April 2008.

 

BBB advises consumers not to send checks, cash, credit card or bank account information to an unknown solicitor. Property owners who have questions about property values and taxes are advised to contact their County Assessor’s Office directly.

Thursday Jul 30, 2009

2009 Phoenix Business Journal's Top Real Estate Agents, Teams, & Brokers

2009 Phoenix Business Journal's Top Real Estate Agents, Teams, & Brokers

We are proud to announce that we've made the 2009 Phoenix Business Journal's "Book of Lists". They have ranked the 25 top residential Real Estate teams in the the valley and we're on it! Our team of just 2 agents have outperformed much larger teams to rank us #24 in all of the Residential Real Estate teams in the valley. Thank you for all of your referrals and continued trust in us. 

We also wanted to share the news that RE/MAX Excalibur ranked #8 in the top Real Estate companies in all of Maricopa county.

For a copy of the lists, visit http://www.excaliburresourcecenter.com/documents/2009_Book_of_Lists.pdf 
 
View RE/MAX's Market share compared to other Real Estate Companies in the Valley:
 

Thursday Jun 25, 2009

Arizona Pool Barrier Laws and Regulations

The State of Arizona has updated its list of the political subdivisions in the State of Arizona with swimming pool barrier laws. To obtain a copy of the pool barrier law requirements that may affect your property, contact the department listed in the link, where available, for pool barrier laws online:

http://www.aaronline.com/documents/pool_contacts.aspx

Thursday May 14, 2009

Foreclosure Prevention Forum Set with Representatives from Chase and other lenders

 


NEWS  



 




 




Foreclosure Prevention Forum Set with Representatives from Chase and other lenders

 
            Fannie Mae and the city of Phoenix are partnering to provide homeowners an opportunity to meet with lenders to discuss foreclosure prevention options noon to 8 p.m., Friday, May 15, and 9 a.m. to 4 p.m. Saturday, May 16.  
            This is a unique opportunity for homeowners to meet face-to-face with mortgage lenders, said Jerome Miller, director, Neighborhood Services Department. Its a great example of Neighborhood Services commitment to providing residents the tools to preserve their homes and neighborhoods.
            Participating lenders are Chase, Citibank, EMC and Washington Mutual. Representatives from each will meet one-on-one with customers facing the possibility of foreclosure to discuss various prevention options, including President Barack Obama s Making Home Affordable program. 
The sessions are available by appointment only.  To register, call 1-866-785-8178.

Wednesday Apr 08, 2009

We are Now CDPE Certified!

[Read More]

Monday Mar 23, 2009

MakingHomeAffordable.GOV

The federal government has launched a new website with online tools that will allow a homeowner to determine if they are eligible to participate in the "Making Home Affordable" loan modification and refinancing program.

The site is www.makinghomeaffordable.gov and shares information about how this program works and who is eligible for assistance. This is the same $75 billion program you may have heard of recently in the media.

Obama Housing Plan Should Help Thousands in Arizona

An article from AZCentral.com, reports that the federal government's "Making Homes Affordable" plan should help thousands of overextended Arizona homeowners reduce their monthly payments.  Details of the program were released yesterday.  The plan aims to bring consistency and standardization to the loan-modification process.  It includes a variety of new financial incentives for lenders and borrowers to participate. There are two major components to the program: one aimed at helping homeowners refinance and one aimed at helping homeowners modify their loans.  Homeowners are required to have at least 20% equity to refinance under the program. 

Click the link below to read the rest of the article:
 

http://www.azcentral.com/business/news/articles/2009/03/04/20090304biz-mortgage0304-ON.html

 

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